WhatsApp templates for financial services
Loan updates, policy reminders, statements and KYC for banks, NBFCs, insurance and advisors.
What's in this pack
Every template below is written to pass Meta's review on the first try — no ALL CAPS, no urgency pressure, opt-out instructions on marketing messages, and footers under the 60-character limit. Pick the ones that fit your flow, import them as drafts into your AiConva workspace, and submit. You can edit the wording and variables before you submit.
Not sure what it will cost? The category you choose for each template (marketing vs utility) sets its per-message rate. See your exact cost before you send a single message.
The templates
Keeps an applicant informed at each loan stage.
Hi {{1}}, your {{2}} application (ref {{3}}) status: {{4}}. Next step: {{5}}. Track here: {{6}}.Reminder a few days before an EMI or premium due date.
Hi {{1}}, your {{2}} EMI of {{3}} is due on {{4}}. Pay before the date to avoid late fees: {{5}}.Reminds a customer that an insurance policy is up for renewal.
Hi {{1}}, your {{2}} policy with {{3}} expires on {{4}}. Renew to stay covered: {{5}}. Query? Reply to this message.Notifies that a monthly/quarterly statement is available.
Hi {{1}}, your {{2}} statement from {{3}} is ready. View it securely here: {{4}}. Do not share this link with anyone.Requests documents needed to process an application.
Hi {{1}}, to complete your {{2}} we need {{3}}. Upload securely here: {{4}}. We never ask for your OTP or full card number.Informs an eligible customer about a pre-approved credit/insurance offer.
Hi {{1}}, you have a pre-approved {{2}} of {{3}} from {{4}}. Check eligibility in 1 min: {{5}}. Reply STOP to opt out.Frequently asked questions
How much does a WhatsApp message cost for financial services?
It depends on the category. A marketing message (offers, promotions) costs ₹1.09 plus GST, and a utility message (updates, reminders) costs ₹0.145 plus GST. AiConva adds a flat ₹0.10 per message on top of Meta's rate. This pack leans utility-heavy, so a blended estimate is around ₹0.47 per message all-in. Run your exact volume through our pricing calculator for a precise figure.
Are these WhatsApp templates approved by Meta?
These templates are written to follow Meta's content rules (no ALL CAPS, no urgency pressure, opt-out on marketing messages, footers under 60 characters). You import them as drafts into your AiConva workspace, review them, and submit to Meta for approval — most well-structured templates are approved within hours.
Can I customise these templates for my financial services business?
Yes. Each template uses numbered variables ({{1}}, {{2}}) for the dynamic parts (customer name, order number, date). After importing, you edit the wording and fill in your business name, then submit. The category (marketing/utility/authentication) is what you set on import.
Do I need opt-in before sending these?
Yes for marketing templates. You can only message contacts who opted in. Utility and authentication messages can be sent in response to a customer request or for transactional updates without a separate opt-in. AiConva records the opt-in source against each contact so you can prove consent.
Use these in your campaigns
Create a free AiConva workspace and import this pack in one click.